Savings Calculator

Calculate your savings growth, plan emergency funds, and achieve financial goals. Set savings targets with monthly contributions and see how your money grows over time.

Plan Your Savings Strategy

Enter your current savings balance
Amount you plan to save each month
Set a target amount to see when you'll reach it

Professional Savings Tools

Complete suite of savings and financial planning calculators

Emergency Fund Planner

Calculate ideal emergency fund size based on expenses

Retirement Calculator

Plan your retirement savings and 401k contributions

Investment Calculator

Compound interest and investment growth projections

Budget Calculator

Track income, expenses, and savings potential

High-Yield Savings Accounts

Compare the best high-yield savings accounts and maximize your earnings with competitive interest rates.

Emergency Fund Planning

Build a financial safety net with our emergency fund guidelines and recommendations.

3-Month Emergency Fund

Minimum recommended emergency fund covering 3 months of expenses.

Target Amount: Calculate expenses
Monthly Savings Needed: Calculate to see

6-Month Emergency Fund

Recommended emergency fund covering 6 months of expenses.

Target Amount: Calculate expenses
Monthly Savings Needed: Calculate to see

1-Year Emergency Fund

Maximum security with 12 months of expenses covered.

Target Amount: Calculate expenses
Monthly Savings Needed: Calculate to see

Custom Emergency Fund

Calculate based on your specific monthly expenses.

6-Month Target: $0

Smart Savings Strategies

Set Clear Goals

  • Define specific savings targets
  • Set realistic timelines
  • Break large goals into smaller milestones
  • Track progress regularly
  • Celebrate achievements

Automate Everything

  • Set up automatic transfers
  • Use direct deposit splitting
  • Schedule regular increases
  • Round-up savings programs
  • Automatic bill payments

Maximize Returns

  • Choose high-yield savings accounts
  • Consider money market accounts
  • Use CDs for long-term goals
  • Take advantage of compound interest
  • Review rates regularly

Savings Best Practices

Building Your Emergency Fund

  • Start with $1,000 as initial goal
  • Build to 3-6 months of expenses
  • Keep in easily accessible account
  • Don't invest emergency funds
  • Replenish after any use

Long-term Savings Success

  • Pay yourself first principle
  • Increase savings rate gradually
  • Avoid lifestyle inflation
  • Use windfalls wisely
  • Review and adjust regularly